44 Malcolm AVE Garfield, NJ 07026

Most homes give you one option this one gives you three. A rare Bergen County opportunity offering multi-generational living, owner-occupied income, or a long-term rental investment minutes from NYC transportation. Whether accommodating additional family members creating privacy for loved ones, or unlocking two-unit income potential, this property delivers flexibility buyers seek. Although currently designated as a single-family home, it was previously used as a two-family and is already configured with two fully separate living spaces, each with private entrances, kitchens, and bathrooms. Located in an R-2 zoning district, the home meets requirements for conversion back to a legal two-family ideal for mother-daughter living, multi-generational households, or income-producing use. Set on two lots with off-street parking for approximately five vehicles, plus separate electric, gas, and water utilities for each level. The seller offers a monetary credit toward zoning applications, architectural plans, soft costs, and administrative fees tied to the conversion. The main level features a living room, dining room, two full bathrooms, two bedrooms, and a bonus third level for a family room, office, or storage. The ground level includes a large eat-in kitchen, livingroom, two bedrooms, and one full bath. Hardwood floors, fresh paint, natural light, an above-ground pool, and a private backyard complete the home. Close to shopping and public transportation, a true commuter's dream.