Title Insurance: What It Is and Why You Need It When Buying a Home Imagine you just bought your dream home, only to find out months later that someone else has a legal claim to it—or that there’s an old unpaid lien against the property. Without title insurance, you could be on the hook for thousand

Closing Costs in NJ: What Buyers Need to Budget For Many homebuyers in NJ are surprised by the additional costs due at closing. Here’s a breakdown of what to expect. Common Closing Costs for Buyers in NJ Loan Origination Fees – Charged by the lender for processing your mortgage. Title Insurance –

NJ Property Taxes: What Buyers Should Know Before Closing New Jersey is known for its high property taxes, and understanding how they affect your home purchase is essential. How Are Property Taxes Calculated? NJ property taxes are based on the home’s assessed value and the local tax rate. Different

Understanding Escrow Deposits in NJ Home Buying One of the most confusing aspects of buying a home in New Jersey is understanding escrow deposits. Unlike in some states where earnest money deposits are common, NJ follows a different process. What is an Escrow Deposit? In New Jersey, buyers do not m

Home Inspections in NJ: What to Expect & How to Protect Yourself A standard home inspection is an essential step when purchasing a home, but in New Jersey, additional specialized inspections may be necessary to uncover hidden issues. Here’s what you need to know. What Does a Home Inspection Cover?

Understanding Attorney Review in New Jersey: What Buyers Need to Know If you’re buying a home in New Jersey, you may have heard about the “attorney review” period—but what exactly is it, and why is it so important? What is Attorney Review? In NJ, real estate contracts signed between buyers and sell